Terms & Conditions

Clear terms for a better experience.

These Terms & Conditions explain the rules, responsibilities and conditions that apply when you access or use the Dhanvriddhi Assurance website, platform and financial services ecosystem.

Clear Conditions
Responsible Usage
Transparent Terms

Important Information

Using Dhanvriddhi Assurance with confidence.

These Terms & Conditions govern your access to and use of the Dhanvriddhi Assurance platform. By using our website or services, you acknowledge that you have read, understood and agreed to these terms.

01

Acceptance of Terms

By accessing, browsing, registering with or using the Dhanvriddhi Assurance platform, you agree to comply with these Terms & Conditions and any policies referenced on the platform.

If you do not agree with these terms, please discontinue your use of the Dhanvriddhi Assurance platform and services.

02

User Eligibility

Users must satisfy the eligibility requirements applicable to the financial products or services they wish to explore through Dhanvriddhi Assurance.

Age Requirement

Users should generally be at least 18 years of age.

Valid Information

Accurate identification and KYC information may be required.

Verifiable Details

Contact and address information may need to be verified.

Product Criteria

Users must meet applicable product eligibility requirements.

Final approval of any financial product remains subject to the applicable financial institution's policies and assessment.

03

Services Offered

Dhanvriddhi Assurance provides a digital platform that helps users discover and access financial products and opportunities offered through associated financial institutions and partners.

Personal Loans

Business Loans

Home Loans

Loan Against Property

Credit Cards

Secured Cards

Savings Accounts

Demat Accounts

Insurance

Product availability may change from time to time depending on partnerships, eligibility, market conditions and applicable policies.

04

User Obligations

When using Dhanvriddhi Assurance, you agree to provide truthful, complete and accurate information and to use the platform responsibly.

  • Provide accurate information during registration or applications.
  • Keep your information updated where necessary.
  • Use the platform only for lawful and legitimate purposes.
  • Follow the terms applicable to financial products you choose.
  • Meet repayment and other contractual obligations applicable to your financial product.
05

Charges & Fees

Interest rates, processing fees, penalties, service charges and other applicable costs may vary depending on the selected product and financial institution.

Applicable charges and commercial terms should be reviewed carefully before proceeding with a financial product or transaction.

06

Loan Approval & Disbursement

Submitting an application or enquiry through Dhanvriddhi Assurance does not guarantee approval, sanction or disbursement of any loan or financial product.

Eligibility Assessment

Applications are assessed according to applicable criteria.

Lender Decision

Final decisions are made by the relevant financial institution.

Approval, sanction and disbursement timelines may vary depending on the selected financial institution and financial product.

07

Data Usage & Consent

Information provided through the Dhanvriddhi Assurance platform may be used to process enquiries, facilitate applications, provide services, communicate with users, improve the platform and support related financial services.

Application Processing

Information may be used to process requested financial services.

Partner Coordination

Relevant information may be shared with authorized service partners.

For additional information about how personal information is handled, please review our Privacy Policy .

08

Financial Partners

Dhanvriddhi Assurance may work with banks, NBFCs, card issuers, insurance providers, financial institutions and other service partners.

Banks and NBFCs
Card issuers and financial product providers
Insurance and other financial service providers

Financial partners may independently determine their own eligibility criteria, rates, fees, documentation requirements and contractual terms.

09

Limitation of Liability

Dhanvriddhi Assurance aims to provide useful and accurate information. However, information displayed on the platform may change and should not be treated as a guarantee of approval, pricing, availability or financial outcome.

  • Service interruptions, technical failures or connectivity issues.
  • Delays caused by circumstances outside our reasonable control.
  • Rejected applications or decisions made by financial institutions.
  • Changes to third-party financial product terms.
10

Intellectual Property

Unless otherwise stated, the Dhanvriddhi Assurance name, branding, logos, website design, content, graphics, software, technology and related materials are owned by or licensed to Dhanvriddhi Assurance.

Unauthorized copying, reproduction, modification, distribution, publication, commercial use or exploitation of platform content is prohibited without prior permission.

11

Prohibited Activities

Users must not use Dhanvriddhi Assurance for unlawful, fraudulent, abusive or unauthorized activities.

  • Providing false, misleading or fraudulent information.
  • Attempting unauthorized access to systems, accounts or data.
  • Uploading malicious code, harmful files or disruptive content.
  • Copying, scraping or misusing platform content without authorization.
  • Using the platform in a way that may harm Dhanvriddhi Assurance, its partners or other users.
12

Termination of Services

Dhanvriddhi Assurance may suspend, restrict or terminate access to the platform where it reasonably believes that a user has violated these Terms & Conditions, engaged in fraudulent activity, misused the platform or participated in unauthorized activity.

Users may discontinue their use of the platform at any time, subject to outstanding obligations, agreements or transactions with applicable financial institutions or service providers.

13

Changes to These Terms

Dhanvriddhi Assurance may update or modify these Terms & Conditions from time to time to reflect changes in our services, technology, business practices or applicable requirements.

Updated terms will be published on this page. You are encouraged to review this page periodically. Continued use of the platform after changes are published may indicate acceptance of the updated terms.

Terms & Conditions apply from the date published on this website.
Need More Information?

Have questions about our terms?

If you have questions about these Terms & Conditions or how Dhanvriddhi Assurance works, our team is available to help.